Karnataka Bank Missed Call Banking: Check Balance & Mini Statement

Do you want to check Karnataka Bank account balance by giving a missed call? Do you want to get mini statement by giving a missed call? If yes, this post will be of help to you. Here, we will have an in-depth analysis of Karnataka Bank Limited’s missed call banking service.

Karnataka Bank Missed Call Banking

After going through this post, readers will find the following details – Karnataka Bank missed call balance enquiry number, missed call mini statement number, registration process and more. In short, this post covers all the important details related to missed call banking service.

 

Karnataka Bank Limited is a private sector bank. The bank is headquartered in Mangalore, Karnataka. It was established on February, 1924. This bank has decent penetration (in terms of bank branches and ATMs) across India.

 

Karnataka Bank caters to the needs of individuals, enterprises and corporate firms. Some of their popular banking products and financial services include –

  • Accounts
  • Loans
  • Deposits
  • Cards
  • Demat and online trading
  • Insurance
  • Mutual funds
  • Fund transfer services
  • Digital banking services
  • And more…

 

Karnataka Bank’s Digital Banking initiative is a prime example of technology-driven development. Digital banking is aimed at simplifying banking through internet-based services and technology. You may also check – SBI missed call banking & CBI missed call banking.

 

Digital banking consists of services and products such as –

  • Mobile banking
  • Internet banking
  • E-Commerce
  • KBL direct pay
  • Missed call banking
  • ATM/E-Lobby
  • IVR Facilities

 

In this post, we will deal with missed call banking. Let us take a closer look at this service –

 

Karnataka Bank Missed Call Banking Numbers

Service Number
Balance enquiry 18004251445
Mini statement 18004251446

 

Missed call banking forms an integral part of digital banking initiative. Using this service, a customer may check his/her account balance or mini statement by giving a missed call! In order to use this service, a customer’s mobile number must be registered with the bank.

 

Do you want to register or link your mobile number with your bank account? If yes, follow these steps –

 

How to register?

  1. Visit the base branch of Karnataka Bank Limited.
  2. Enquire about the process of linking/updating/adding a mobile number to your account.
  3. Fill up the KYC form and link/add/update your mobile number.
  4. The mobile number will be linked/added/updated after verification.

 

How to check account balance by giving a missed call?

Dial 18004251445 from your registered mobile number. After 1-2 rings, the call will get disconnected automatically. Wait for a few seconds. The bank will send you an SMS. Check the SMS and find details about your account balance.

 

How to fetch mini statement by giving a missed call?

Dial 18004251446 from your registered mobile number. After 1-2 rings, the call will get disconnected automatically. Wait for a few seconds. The bank will send you an SMS. Check the SMS and find your mini statement.

 

Missed call banking service is a free service. You won’t be charged additional fee for it. This service can be accessed from any type of handset. Internet connection is not required to use this service.

 

If you want to de-register your account from this service, you may visit the base branch and submit a request. The service will be stopped once the de-registration request is processed by the bank.

 

How it works?

Here are the steps involved in the entire missed call banking process –

  • User makes call from his/her registered mobile number.
  • Bank identifies the number and looks up the relevant bank account.
  • Bank also identifies the type of service requested by the user (balance enquiry or mini statement).
  • System disconnects the call automatically.
  • System generates and SMS that contains required information (account balance or transaction details).
  • The SMS is sent to the user’s registered mobile number.

 

Karnataka Bank SMS Banking

Service SMS format Send to
Balance enquiry BAL [space] account number/account nick name 9880654321
Mini statement TRN [space] account number/account nick name 9880654321
Request new cheque book CBR [space] account number/account nick name 9880654321
Check status of cheque CPS [space] account number/account nick name [space] cheque number 9880654321
Stop cheque payment STP [space] account number/account nick name [space] cheque number 9880654321

 

Karnataka Bank customers may use SMS banking service to take care of tasks such as – balance enquiry, fetching mini statement, fund transfer, request cheque book, stop cheque payment, recharge mobile number, search nearest bank branch, search nearest ATM, check MMID and more.

 

In order to use this service, your mobile number must be registered with the bank. Follow these steps to register for SMS banking service –

 

How to register for SMS Banking?

  • Visit your base branch.
  • Obtain the mobile banking application and fill it.
  • Submit the application.
  • SMS banking service will be activated once the application form is verified and accepted.

 

How to check account balance by sending SMS?

Type the message – BAL [space] account number/account nick name – and send it to 9880654321. You will receive an SMS from the bank. Check the SMS and find your account balance details.

 

How to get mini statement by sending an SMS?

Type the message – TRN [space] account number/account nick name – and send it to 9880654321. You will receive an SMS from the bank. Check the SMS and find details about your last few financial transactions.

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